Thanks for your question.
Based on the limited information you provide, it is very difficult to advise you. It seems like you would be a reasonable candidate for UT as your GMAT and GPA are solid and your 4 years of work experience in finance would be attractive to UT, which would have difficulty attracting Wall Street types. However, you haven't provided any information about work accomplishments, college extracurriculars or current community activities, your references or the quality of your essays, and UT takes all those into consideration as well. As for the other schools, I would need more information to accurately comment on your competitiveness there.
If you're rejected, I would certainly encourage you to apply again, focusing on starting the essays early as well as filling in any gaps in the aspects I mentioned above. We can always discuss this.
Best of luck.
Sincerely,
Jessica Shklar
MBA Mission
646-485-8844
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