In order to determine automobile insurance

[singhvikramveer]

In order to determine automobile insurance premiums for a driver, insurance companies calculate various risk factors; as the risk factors increase, so does the premium. Certain factors, such as the driver’s age and past accident history, play an important role in these calculations. Yet these premiums should also increase drives. After all, a person’s chance of being involved in a mishap increases in proportion to the number of times that person drives.
Which one of the following, if true, most undermines the argument?
(A) People who drive in frequently are more likely to be involved accidents that occur on small roads than in highway accidents.
(B) People who drive infrequently are less likely to follow rules for safe driving than are people who drive frequently.
(C) People who drive infrequently are less likely to violate local speed limits than are people who drive frequently.
(D) People who drive frequently are more likely to make long-distance trips in the course of a year than are people who drive infrequently.
(E) People who drive frequently are more likely to become distracted while driving than are people who drive infrequently.

In this question I took option B cause it clearly says "People who drive infrequently are less likely to follow rules" and our job is done...

I do not have the OA so if anyone can throw light on this...
The claim that insurance premiums should increase as the frequency with which a driver drives increases plays which one of the following roles in the argument?
(A) a premise of the argument
(B) the conclusion of the argument
(C) evidence offered in support of one of the premises
(D) an assertion phrased to preclude an anticipated objection
(E) a clarification of a key term in the argument

in this I choose D I am still not sure cause honestly I do not understand the phrase "Yet these premiums should also increase drives" in the question.. Please Help

[singhvikramveer]

Stacy or Ron can you help me out with this one ??

[RonPurewal]

it doesn't look like you did an adequate job of transcribing the question; there are clearly some words missing from the following sentence:

Yet these premiums should also increase drives.

from the context of the rest of the question, i can tell that this sentence is supposed to say something like "yet these premiums should also increase with the number of miles that the driver drives".

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In this question I took option B cause it clearly says "People who drive infrequently are less likely to follow rules" and our job is done...

this is correct.
the argument states that frequent driving is a risk factor. therefore, in order to undermine this argument, we need a statement that somehow shows that frequent driving is actually LESS of a risk factor than is infrequent driving.
(a) and (d) do not compare the risk factors of frequent vs. infrequent driving, so they are irrelevant to the argument.
(c) and (e) actually strengthen the argument, as they give more reasons why frequent driving is a risk factor.
(b) is the only answer choice that gives a reason to consider infrequent driving a greater risk factor than frequent driving, so it's the correct answer here.

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as for the second question:
this should be choice (b); this statement is the conclusion of the argument!

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where did you get this problem? remember that this folder is for GMAT PREP SOFTWARE PROBLEMS ONLY; you should not be posting problems from any other source in this folder.
the fact that you don't have the official answer to the problem, as well as the fact that the problem is mistranscribed, strongly suggests that you've acquired the problem from some third-party source.
please cite the source of the problem; thank you.